Illini Legal Services
C. David Ward - Attorney at Law
Experienced & Affordable Debt Relief
We Fight For You to Preserve Your Financial Freedom!
Because we concentrate only in bankruptcy law, we are able to charge volume discounted fees to our clients. We provide TOP QUALITY legal services CHEAPER than the competition!
CHAPTER 7 CONSUMER BANKRUPTCY
$980.00 Legal Fees - Plus Costs
When you need a bankruptcy attorney, you can count on our
over 40 years of legal experience to help guide you.
Bad Things Can Happen To Good People.
Do NOT be ashamed to get help - (630) 585-3164
STOP Wage Garnishment Attorneys in Kane County, Illinois
In most cases, if a person files for bankruptcy, an automatic stay is created that bars most creditors from further collection activity during the time of the bankruptcy proceedings or until further order of the court.
While certain creditors (e.g., child support creditors) are not barred by the stay, most creditors are barred from further collection efforts, including wage garnishments and lawsuits. However, if you are facing wage garnishments, a bankruptcy filing is not the only option. There are alternatives to bankruptcy, such as debt consolidation and loan modifications, that can also help with wage garnishments. To learn more about debt management and your rights, contact Illini Legal Services.
By filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy, you have all the protection that the bankruptcy law allows. The process is designed to halt all the phone calls and to give you time to create a workable plan to restructure your finances.
What Happens When the Automatic Stay Ends?
The automatic stay will give your attorney time to seek relief on your behalf through Chapter 7 bankruptcy or Chapter 13 bankruptcy. If you are eligible for a Chapter 7 bankruptcy, you may be able to discharge most forms of debt, including credit card debts, medical bills and other unsecured debts.
If you obtain a Chapter 13 bankruptcy, you may be able to receive a debt repayment plan that allows you to put a stop to a wage garnishment, pay your debts gradually over time and discharge a portion of your debts.
What About Stopping Wage Garnishments Without Bankruptcy?
Bankruptcy is not the only option. There are ways of settling debt without bankruptcy such as debt settlement, negotiations, debt consolidation and more. The key is to reach out to us to discuss your options while they are still viable. Taking action early can be key in preventing issues such as wage garnishments and creditor harassment.
At Illini Legal Services, we offer a free in person consultation to each of our clients. During your consultation, we will take the time to listen to your financial concerns and assess your case and individual situation. We have four locations to serve you. Contact us today for help!
Illini Legal Services is engaged in the private practice of law and is not a public legal aid agency. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.